Our family
is rather frugal.
We’ve
certainly been very blessed. My husband
and I are well-educated. We’ve had good
jobs in fairly lucrative professions.
We’ve had some good breaks. We’ve
worked very hard.
But both
my husband and I come from humble families.
As kids we weren’t poor, but money was certainly not abundant. Our grandparents lived through the Great
Depression in agricultural communities.
They were not fans of debt. We inherited
that aversion.
I’ve
always been grateful neither my husband nor I are big spenders. We like to go out to eat and travel, but
neither of us is into buying fancy cars, clothes or electronics. Both of us have non-glamorous, dependable
cars with over a hundred thousand miles on them. We hope to double that mileage before
relinquishing those vehicles. We live in
Arizona, but keep our thermostat at 80 degrees or higher at all times. (Fans work well in the desert and we do
consume a lot of iced beverages.) Neither
of us has a smart phone. After having
the same cell phone for about a decade, I just recently
traded it in for a free phone with texting and picture taking capabilities. Whoo-hoo!
It feels like decadence to me.
My husband
and I simply do not like debt. When one
is indebted, one must work more to service the debt and one is more vulnerable
to downturns in the economy. That takes
one away from one’s family and creates tremendous stress. Financial problems are cited as the number
one cause of divorce.
Because my
husband and I have been careful to take on as little debt as possible, and to
pay as much of it off as soon as possible, we have had a lot more freedom than
we might have otherwise had. For example,
we had the wonderful luxury of having my husband stay home full-time when our
kids were little until the present time.
My husband
and I set a goal a while back of being completely debt-free by the end of
2013. Throughout 2012, we have been even
more frugal than ever to meet that goal.
We’re so excited about the prospect of being completely debt-free that
we don’t mind the short-term sacrifices.
Though
eating out is our favorite indulgence, we have not spent any of our income going
out to eat in all of 2012. We still enjoy
trying new cuisines and different dishes, but this year we have been trying to
get inventive in our kitchen at home. It
has gone better than I would have imagined.
We also love
traveling, but we have not gone on any vacations all year. We are middle class and run in middle class
circles. Last summer and over the
Christmas holidays, our friends have been going to the Disney parks, the beach,
and cabins in the mountains. Meanwhile,
we’ve been staying put at home. Even during
the scorching Arizona summer, we stayed put.
We have not been resentful and do not feel deprived. Plenty of families don’t have a roof over
their heads, so we’re very grateful to have a home where we can stay put! As it turned out, last summer was actually our
best summer in a long time. We were not
rushing anywhere. There was no packing,
no travel logistics. We just stayed home
and enjoyed each other’s company.
Lots of
families have been facing tough times this year. By choice or not, they do not have money for
luxuries. I wanted to share a brainstorm
of the things our family has been doing to have fun this year without spending
lots of money. Maybe it will give others
some ideas or otherwise be helpful.
It is not
meant to be an exhaustive list and I’d certainly welcome other ideas. These are just things our family has enjoyed.
I began
this list last summer, so some of these are geared more towards that
season. Perhaps they might be helpful in
a few months if they cannot be adapted for the winter. But plenty of these things are adaptable year
round.
1. Library Summer Reading Program.
Public libraries—LOVE THEM!! And
I’m not just saying that because my mom used to be a librarian. Libraries are terrific resources all year,
and they particularly do a great job of ministering to kids during the
summer. Several of my ideas on this list
involve the library. The first involves
the summer reading program. Our library,
like many, had a program to encourage kids to read over the summer. Our family reads a lot of books, so this is something
our kids do every year. They would read
anyhow, but it is fun for them to keep track of all they read and then get
little prizes for the books they’ve finished.
This past summer, my older child even won a random drawing of all the
kids who had signed up for the summer reading program. She got free passes to a local zoo and a
bowling alley.
2. Library Activities.
The libraries are always doing neat activities for kids, but we rarely
go to them during the academic year.
There are too many neat things going on and we just don’t have
time. Sadly, when we do go, we’re often
the only ones who show up! One summer activity
we always enjoy is the kids’ morning movie series at our library. They used to provide the kids with popcorn,
but I guess with budget cutbacks they cannot afford that anymore. But they are nice to let us bring our own
snacks. I put some grapes or snack
crackers in a Tupperware for each of my kids and that makes the movie
experience more fun. We could have
watched The Muppet Movie at home, but
somehow watching it on a big screen at the library with big office chairs is
more fun.
3. Reading Aloud.
This may sound a little dorky initially, but be open-minded. In past eras, families didn’t have as many
entertainment opportunities, and books were hard to come by, so they read
together. It is still a great way to
spend time with family and to get kids excited about books. In past summers, I’ve read to our kids from
the Mrs. Piggle-Wiggle series, the Little House books and Charlie and the Chocolate Factory.
Last summer, I read several of the Harry Potter books to our kids, who were
quite impressed by my rendition of Hagrid’s cockney accent. My husband cracked us up with his reading
from the Bunnicula series. This fall, I
read to our kids Little Women and
several books from the Chronicles of Narnia series. Good stuff.
And the kids get involved too.
Our youngest child reads every day aloud to practice her reading
skills. That can be rather entertaining
too as she practices proper enunciation of sentences with an exclamation
point. Our older child then likes to get
into the action by reading to us story books with pictures.
4. Borrowing Movies from the Library.
Our local library has a pretty good selection of movies that you can
check out. We’ve not had time to do that
in the past, but we’ve done it several times last summer and during the winter
break. We introduced our kids to the
wonders of family classics like E.T.,
Lassie and The Trouble with Angels. And
after reading the first few Harry Potter
novels, we checked out the movie versions.
5. Dinner Parties.
During the academic year, our family is super busy and so are our
friends with kids. Summer and winter
breaks are a great time to catch up and entertain. Last summer, we had friends over for dinner
several times, and were invited to friends’ houses for dinner. This winter, we hosted a Hanukah dreidel and
latke dinner party among others. And we’ve
been invited to several dinner parties to celebrate my husband’s recent
graduation from nursing school. Whether
or not there is a special occasion, it is a lot of fun to try new recipes and
linger over a delicious meal with great company.
6. Swimming at the City Pool.
When we decided to expedite the paying off of all debt, one of our
economizing moves was to drop our beloved YMCA membership. Bummer!
We really enjoyed it, but thought we could live without it, at least for
the next couple of years. One of the
main reasons we joined the Y was to have a place to go swimming in the
summer. A frugal friend of mine tipped
me off to getting a family summer pass to our local municipal pool. Indeed, that was pretty darned economical. A summer pass for our whole family to use the
city pool was less expensive than just one month of our former membership at
the YMCA. The city pool had more
circumscribed hours, so we had to plan more when we went to swim. And the city pool is more crowded at certain
times. (Though it is almost empty at
others.) But the cost savings is so huge,
we didn’t mind these things. Our kids
love the city pool. And my husband and I
swam laps in the lap lane when we went.
7. Free Day at the Pool.
Several local municipalities have free days at their pools. Last summer, we took advantage of several of
those dates. We had a blast! Several such pools had fabulous water slides
and several had diving boards, which our kids loved. At one municipal pool’s
free day, the life guards even had relay races.
Our older daughter had a great time participating in a few—including a
greased watermelon relay which was not quite as messy as I had envisioned.
8. Movies in the Park.
Our city’s parks and recreation department always has a summer movie
series. They show family-friendly movies
in a local park. There is usually one
per month. Our kids love it. We take some snacks and lay out on our picnic
blanket. The films are outdoors, but in
the evenings when the sun has gone down.
The absence of sun at that hour--combined with sitting on damp grass--makes
for a very comfortable temperature even in the most brutal of Arizona summers. Sometimes our kids even get cold and need a
jacket!
9. Slumber Party.
Last summer we hosted our first slumber party for our kids’
friends. I wasn’t sure what to expect
and had some simple crafts lined up despite my ineptitude for all things crafty. But it turned out the kids were pretty good
at entertaining themselves with Barbies and Legos. Later in the evening, we baked and decorated
cookies with left-over sprinkles from Christmas. The kids were very excited to get a decadent
snack of chips and popsicles. My husband
had removed furniture from the living room to accommodate sleeping bags. So later on, we set out bowls of microwave
popcorn and popped in some DVDs from the library. Eventually the kids conked out around
midnight. In the morning, I made them
pancakes while they played a bit longer.
I even let them have the option of regular pancake syrup or chocolate
syrup. It was a wild and crazy
time! We hosted another slumber party
just before Christmas.
10. Vicarious Travel via Television.
Our family loves traveling. We
also love learning about different cultures.
Since we’re being particularly frugal and not traveling this year, a
trip to Buenos Aires, Johannesburg or Hanoi is just not in the cards for us in
the short-term. Heck, we haven’t even gone
camping locally. But there are a ton of
great travel videos out there. PBS has
some great shows: Rick Steves, Rudy Maxa, and Globe Trekker. We don’t have
cable, but some of the Travel Channel’s programming is available on DVD or
streaming video from various sources. Dhani Tackles the Globe is a neat
concept that my kids enjoyed. Pro
football player, Dhani Jones goes to different countries to learn local sports
in an effort to learn more about their culture.
Anthony Bourdain: No Reservations
is similar but instead of using sports to explore various cultures, Mr.
Bourdain uses the medium of cuisine. Rudy
Maxa and Rick Steves are older and less hip, but just as fun to our
family. We enjoy watching travel shoes
like these. It is a vicarious travel
experience to places we aren’t visiting this summer, but might one day get to
experience in person.
11. Vicarious Travel Via Grocery
Shopping. Another fun substitute for travel is
exploring non-mainstream grocery stores.
Last summer we began regularly shopping at a local grocery store which
markets to Latino customers. Not only do
they have great sales on produce, but we feel like we’re taking a 30 minute
trip to Mexico whenever we go to that store.
The kinds of packaged foods sold are different from those in our regular
grocery stores, the announcements are often in Spanish, and the bakery has pan dulce. Last summer, we also came across a grocery
store that caters to Asian Americans. It
is not as close to our house, so we don’t go often. But the store is huge and has a wide variety
of goods from all over the globe. When
we go to that store, our family methodically goes up and down every single
aisle looking at all the exotic foodstuffs.
We come home with a variety of items to try. Shopping at this particular store has
prompted me to cook different East Asian and South Asian dishes at home. It has been a lot of fun.
12. Celebrating the Olympics.
Our kids looked forward to the Olympics for months and we particularly made
a big deal out of the opening ceremony.
Inspired by our watching of travel shows, we decided it would be fun to
cook some meals indigenous to the Olympics host country. Because I’m of English heritage, I think I am
entitled to be blunt: my people have not
developed a palatable cuisine. My
husband and I went on vacation to London years ago, and we experienced the
awfulness of English food first hand.
The only decent food we had the whole time was when we went for tea and
when we stopped in at a mom-and-pop Indian food restaurant. We saw a BBC travel show last summer where
British chef Gordon Ramsey traveled to India and described how Indian cuisine
is the “national cuisine” of his home country.
As a result, our family decided to attempt butter chicken and saag
paneer (two of our favorite Indian dishes) the afternoon of the Olympics opening
ceremonies last summer. It was
delicious! Beyond the opening ceremony,
we also watched a fair amount of swimming and most of the women’s gymnastics.
(Go, Gabby!)
13. Household Projects.
Ok, this may not sound like fun, but hear me out. During the academic year, my husband sorely
neglects his honey-do list. And I’ve had
several design-type projects on my own to-do list, but never had time to do
them. Our older child is a Papa’s
girl. She truly enjoys helping him paint
and pull up linoleum. Our younger child
is a Mama’s girl. She loves flowers and
aspires to learn to embroider. So,
actually tackling our household projects list is family fun. In the tackling, we’ve even identified other
projects we’d like to try in the future.
14. VBS.
Our kids have been going to Vacation Bible School for as long as they were
old enough. Every year it is one of the
highlights of our summer. My kids love
the games, crafts, skits and songs. I
help out and have been asked to play Biblical characters in the lessons. One year I was an over-the-top Doubting
Thomas sort of character who thought Mary was off her rocker as she told the
kids about how special Jesus was.
Another year I dressed as a Babylonian-era woman who led the kids in a
sort of Bible study with anachronistic (but attention-grabbing) props.
15. Advent Activities at Church.
This year we participated in several fun family church activities
leading up to Christmas. We participated
in Las Posadas. Our kids were shocked at how rude the
volunteers were to the Holy Family seeking shelter, but they knew it was just
pretend. The participants then concluded
with a feast of tamales and hot chocolate.
On another occasion, our church’s choir participated at an interfaith
Christmas concert at a local LDS church.
The music was beautiful and it was neat to celebrate the season with
folks from other faith traditions. Our
kids also participated in our church’s annual Christmas pageant. The director had us say an extra prayer at
the last rehearsal because the prior rehearsals had gone so poorly. But on the day of the pageant, all went
well. The kids were adorable.
16. Spending Time With Family And Being
Grateful. This is the best part of the summer or winter
holidays. During the academic year, we
are all so busy and life is so hectic. Just having time to hang out, not rush through
a meal, take walks, play board games, or watch a DVD together is a lot of
fun. It is important to stop and smell
the roses instead of always speeding by them.
Once you pass them, you can’t ever go back.
Mark 4:8
Still other seed fell on good soil. It came up, grew and produced a crop, some multiplying thirty, some sixty, some a hundred times.
Still other seed fell on good soil. It came up, grew and produced a crop, some multiplying thirty, some sixty, some a hundred times.